Having homeowner's or renter's insurance does not automatically mean you're covered for earthquakes -- you need a separate policy for that, CNN's Faith Karimi explains.
In California, a state especially prone to tremors, only 13% of homeowners have earthquake insurance, according to the California Department of Insurance.
Others who have renter's or homeowner's insurance mistakenly believe they're covered for earthquakes.
2019-07-06 12:06:00Z
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